Comments on: Can I file for bankruptcy? http://chapter13bankruptcyrules.org/can-i-file-for-bankruptcy Chapter 13 Bankruptcy Rules Tue, 02 Nov 2010 22:47:56 +0000 hourly 1 By: Gaven L http://chapter13bankruptcyrules.org/can-i-file-for-bankruptcy#comment-537 Gaven L Sun, 27 Dec 2009 15:04:50 +0000 http://chapter13bankruptcyrules.org/can-i-file-for-bankruptcy#comment-537 Vorticity32, Get an online auto loan quote. The automated questionaire will give you results based on your credit and financial situation. It's free and you can get an answer in minutes. Vorticity32, Get an online auto loan quote. The automated questionaire will give you results based on your credit and financial situation. It’s free and you can get an answer in minutes.

]]> By: Pengy http://chapter13bankruptcyrules.org/can-i-file-for-bankruptcy#comment-536 Pengy Sun, 27 Dec 2009 02:32:45 +0000 http://chapter13bankruptcyrules.org/can-i-file-for-bankruptcy#comment-536 You have no income because you quit your job, that will be a detriment to your filing BK as it would appear you are playing the system in hoping to have the debts wiped out. My guess is you will still be responsible, and by the way good luck in finding a job in today's market for what you where making. Down to the wire who's fault is it that you where that far in debt? Not mine? Live with it, pay for it, and learn from your mistakes You have no income because you quit your job, that will be a detriment to your filing BK as it would appear you are playing the system in hoping to have the debts wiped out. My guess is you will still be responsible, and by the way good luck in finding a job in today’s market for what you where making. Down to the wire who’s fault is it that you where that far in debt? Not mine? Live with it, pay for it, and learn from your mistakes

]]> By: crazyjester9 http://chapter13bankruptcyrules.org/can-i-file-for-bankruptcy#comment-535 crazyjester9 Thu, 24 Dec 2009 15:47:35 +0000 http://chapter13bankruptcyrules.org/can-i-file-for-bankruptcy#comment-535 Whether you can file Ch7 or Ch13 is based on your income. If you have no income, you would almost certainly be given a Ch7. I don't think that quitting your job would have any effect on this. With a Ch13, you only pay back a portion of the debt. I also love Nathan's line saying "Credit card debt is the same as shoplifting." That is about the most asinine thing I've ever read on this site, but judging by the rest of his answer, he isn't very smart. Whether you can file Ch7 or Ch13 is based on your income. If you have no income, you would almost certainly be given a Ch7. I don’t think that quitting your job would have any effect on this.

With a Ch13, you only pay back a portion of the debt.

I also love Nathan’s line saying “Credit card debt is the same as shoplifting.” That is about the most asinine thing I’ve ever read on this site, but judging by the rest of his answer, he isn’t very smart.

]]> By: matthew n http://chapter13bankruptcyrules.org/can-i-file-for-bankruptcy#comment-534 matthew n Tue, 22 Dec 2009 20:49:30 +0000 http://chapter13bankruptcyrules.org/can-i-file-for-bankruptcy#comment-534 THE ONLY THING THAT YOU COD DO IS DONT FILE FOR BANKRUPTCY YET MAYBE A 12 MONTH LOAN THAY WILL GIVE YOU ALL OF YOUR DEBT OUT!!! IN 7-10 DAYS BUT YOU MUST PAY THE 110,000 IN 12 MONTHS AND PLUS THAY WILL CHARGE YOU 10% FORT CREDIT 20$ FOR GOOD AND 30% FOR FAIR CREDIT AND 40% FOR BAD THE ONLY THING THAT YOU COD DO IS DONT FILE FOR BANKRUPTCY YET MAYBE A 12 MONTH LOAN THAY WILL GIVE YOU ALL OF YOUR DEBT OUT!!! IN 7-10 DAYS BUT YOU MUST PAY THE 110,000 IN 12 MONTHS AND PLUS THAY WILL CHARGE YOU 10% FORT
CREDIT 20$ FOR GOOD AND 30% FOR FAIR CREDIT AND 40% FOR BAD

]]> By: Nathan T http://chapter13bankruptcyrules.org/can-i-file-for-bankruptcy#comment-533 Nathan T Sun, 20 Dec 2009 23:55:35 +0000 http://chapter13bankruptcyrules.org/can-i-file-for-bankruptcy#comment-533 Good luck on bankruptcy! I personally believe you should payback every penny on the credit cards until they are paid off. I don't care if it takes you the rest of your life. Credit card debt is the same as shoplifting. You, among several hundred other Americans are another fine example of why America is in so much trouble right now. I know alot of people that make less you than you do and get by just fine. You know what it is? They live inside of their own means!! Americans seem to totally forget that concept. Good luck on bankruptcy!

I personally believe you should payback every penny on the credit cards until they are paid off. I don’t care if it takes you the rest of your life. Credit card debt is the same as shoplifting.

You, among several hundred other Americans are another fine example of why America is in so much trouble right now.

I know alot of people that make less you than you do and get by just fine. You know what it is? They live inside of their own means!! Americans seem to totally forget that concept.

]]> By: dec458 http://chapter13bankruptcyrules.org/can-i-file-for-bankruptcy#comment-532 dec458 Fri, 18 Dec 2009 12:37:35 +0000 http://chapter13bankruptcyrules.org/can-i-file-for-bankruptcy#comment-532 That is the reason they changed the laws. People were running up bills through the wazoo and burning up the banks money for nothing. Anymore, you'd have the courts would require you to file Chapter 13 and you'd have to pay back whatever they think you could afford. But, since you quit your job, they are not going to look favorably upon that, especially with the highest unemployment rate since the 70s. I would say at this point they wouldn't give you a bankruptcy. Lots of us don't like our jobs, but thank GOD these days you even have one. Good luck because your going to need it. That is the reason they changed the laws. People were running up bills through the wazoo and burning up the banks money for nothing. Anymore, you’d have the courts would require you to file Chapter 13 and you’d have to pay back whatever they think you could afford. But, since you quit your job, they are not going to look favorably upon that, especially with the highest unemployment rate since the 70s. I would say at this point they wouldn’t give you a bankruptcy. Lots of us don’t like our jobs, but thank GOD these days you even have one. Good luck because your going to need it.

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