susan s asked:


My question is if I turn it to a chapter 7 bankruptcy,will I get the money back that I have payed so far? I want serious answers.Thanks.

Starting K asked:


Please give suggestions on allowing our home to go through foreclosure or other means during our Chapter 13 process. It has become very apparent that we are unable to afford it and is part of our total money outlay problem. Not sure we can sell this property and get out from underneath the total payoff amount.

Also, what would happen if we sold the home for less than the payoff? Is foreclosue an option. Sounds painful. Need and appreciate all help with this situation.