Comments for Chapter 13 Bankruptcy Rules http://chapter13bankruptcyrules.org Chapter 13 Bankruptcy Rules Sun, 27 Jun 2010 07:03:53 +0000 http://wordpress.org/?v=4928 hourly 1 Comment on Reclassify Mortgages As Unsecured Debts Through Chapter 13 Bankruptcy by New York Debt Relief - Debt Management Tips : How to File Bankruptcy http://chapter13bankruptcyrules.org/reclassify-mortgages-as-unsecured-debts-through-chapter-13-bankruptcy#comment-1237 New York Debt Relief - Debt Management Tips : How to File Bankruptcy Sun, 27 Jun 2010 07:03:53 +0000 http://chapter13bankruptcyrules.org/reclassify-mortgages-as-unsecured-debts-through-chapter-13-bankruptcy#comment-1237 [...] Reclassify Mortgages As Unsecured Debts Through Chapter 13 Bankruptcy [...] [...] Reclassify Mortgages As Unsecured Debts Through Chapter 13 Bankruptcy [...]

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]]> Comment on Chapt 13 Filing by how to fix your credit http://chapter13bankruptcyrules.org/chapt-13-filing#comment-1216 how to fix your credit Wed, 07 Apr 2010 14:26:12 +0000 http://chapter13bankruptcyrules.org/chapt-13-filing#comment-1216 <strong>how to fix your credit...</strong> A novel idea: a website where different opinions can be expressed!... how to fix your credit…

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]]> Comment on How can I clean my credit report up and raise my score? by hello555 http://chapter13bankruptcyrules.org/how-can-i-clean-my-credit-report-up-and-raise-my-score#comment-447 hello555 Fri, 01 Jan 2010 22:32:38 +0000 http://chapter13bankruptcyrules.org/how-can-i-clean-my-credit-report-up-and-raise-my-score#comment-447 Learn everything about repairing and/or building credit you can delete the public record, BK.you can delete the collections. It should take you about 90 to 120 days to do all of it. but your balances are to high. If you go to a lawyer they will charge you 1500 to 3000 to remove. 9.99 for all information. The only way to get you ballances down is to open a secured credit car to offset ballances or to get a tradeline about 800 it will cost. Hope I helped. Learn everything about repairing and/or building credit

you can delete the public record, BK.you can delete the collections. It should take you about 90 to 120 days to do all of it. but your balances are to high. If you go to a lawyer they will charge you 1500 to 3000 to remove. 9.99 for all information. The only way to get you ballances down is to open a secured credit car to offset ballances or to get a tradeline about 800 it will cost.
Hope I helped.

]]> Comment on Friend filing chapter 13 bankruptcy and just bought a 2007 fully loaded suburban? by Melanie P http://chapter13bankruptcyrules.org/friend-filing-chapter-13-bankruptcy-and-just-bought-a-2007-fully-loaded-suburban#comment-969 Melanie P Fri, 01 Jan 2010 06:34:13 +0000 http://chapter13bankruptcyrules.org/friend-filing-chapter-13-bankruptcy-and-just-bought-a-2007-fully-loaded-suburban#comment-969 That is illegal. Especially if they already filed the papers of bankruptcy. They cannot add on any new debt to their already filed papers. Her lawyers probably would advise her that they cannot add any new debt, if that fell through, this is very illegal. Tell someone who can do something. That is very unfair to people who are busting thier ***** to make ends meet and their own car payments. That is illegal. Especially if they already filed the papers of bankruptcy. They cannot add on any new debt to their already filed papers. Her lawyers probably would advise her that they cannot add any new debt, if that fell through, this is very illegal. Tell someone who can do something. That is very unfair to people who are busting thier ***** to make ends meet and their own car payments.

]]> Comment on My husband and I filed Chapter 13 Bankruptcy in September 2005. How will that affect our tax filing for 2006? by fly boy http://chapter13bankruptcyrules.org/my-husband-and-i-filed-chapter-13-bankruptcy-in-september-2005-how-will-that-affect-our-tax-filing-for-2006#comment-626 fly boy Fri, 01 Jan 2010 05:24:34 +0000 http://chapter13bankruptcyrules.org/my-husband-and-i-filed-chapter-13-bankruptcy-in-september-2005-how-will-that-affect-our-tax-filing-for-2006#comment-626 No .The only income you have is what you earned and has nothing to do with Ch.13. I know someone who filed a few years ago on a payment plan and their only income is what they earned and nothing from bankrupcy. No .The only income you have is what you earned and has nothing to do with Ch.13. I know someone who filed a few years ago on a payment plan and their only income is what they earned and nothing from bankrupcy.

]]> Comment on In chapter 13 bankruptcy, are payroll deductions(garnishment) before or after taxes? by David M http://chapter13bankruptcyrules.org/in-chapter-13-bankruptcy-are-payroll-deductionsgarnishment-before-or-after-taxes#comment-575 David M Fri, 01 Jan 2010 03:48:44 +0000 http://chapter13bankruptcyrules.org/in-chapter-13-bankruptcy-are-payroll-deductionsgarnishment-before-or-after-taxes#comment-575 After taxes. Doesn't matter if you pay for something when you buy it or after you file bankruptcy, you pay taxes on those earning either way. You'll love this too. If any of your debt was forgiven, you pay income taxes on that too. Doesn't pay to go bankrupt. After taxes. Doesn’t matter if you pay for something when you buy it or after you file bankruptcy, you pay taxes on those earning either way. You’ll love this too. If any of your debt was forgiven, you pay income taxes on that too. Doesn’t pay to go bankrupt.

]]> Comment on Chapter 13 case gone bad. by S P http://chapter13bankruptcyrules.org/chapter-13-case-gone-bad#comment-803 S P Fri, 01 Jan 2010 01:39:10 +0000 http://chapter13bankruptcyrules.org/chapter-13-case-gone-bad#comment-803 Feeling Mutual's post is absolutely correct. Your attorney gives and "estimate" of what your plan payment is going to be, when it comes down to the confirmation, the trustee is the final decision maker on how much you pay. Sorry, but that's how the chapter 13 works. The trustees look at everything and compute the figures by your income and everything else that is required to come up with that payment amount. With the new laws now, the bankruptcy law makes it tough to file a chapter 7, and really leaves minimal amount of money to do anything in a chapter 13, other than pay the debts thru the plan. The only thing you can have your attorney do at this point would be to see if you can convert to a chapter 7, the IRS debts would still be due, and based on your information, if the trustee objected, you probably wouldn't qualify for the chapter 7. You surely could ask, all they could say is no. Having the case dismiss brings back all your debt put interest. I would suggest cutting back on things that you really don't need. I know with the economy it is tough, but...filing a chapter 13 or a chapter 7 is never a walk in the park. You can review this website....www.bcsalliance.com and read up on some information on bankruptcy, as well as Good Luck! Feeling Mutual’s post is absolutely correct. Your attorney gives and “estimate” of what your plan payment is going to be, when it comes down to the confirmation, the trustee is the final decision maker on how much you pay. Sorry, but that’s how the chapter 13 works. The trustees look at everything and compute the figures by your income and everything else that is required to come up with that payment amount. With the new laws now, the bankruptcy law makes it tough to file a chapter 7, and really leaves minimal amount of money to do anything in a chapter 13, other than pay the debts thru the plan. The only thing you can have your attorney do at this point would be to see if you can convert to a chapter 7, the IRS debts would still be due, and based on your information, if the trustee objected, you probably wouldn’t qualify for the chapter 7. You surely could ask, all they could say is no. Having the case dismiss brings back all your debt put interest. I would suggest cutting back on things that you really don’t need. I know with the economy it is tough, but…filing a chapter 13 or a chapter 7 is never a walk in the park. You can review this website….www.bcsalliance.com and read up on some information on bankruptcy, as well as Good Luck!

]]> Comment on Attorney made errors on chapter 13 payment plan? by Jennifer http://chapter13bankruptcyrules.org/attorney-made-errors-on-chapter-13-payment-plan#comment-765 Jennifer Thu, 31 Dec 2009 22:43:35 +0000 http://chapter13bankruptcyrules.org/attorney-made-errors-on-chapter-13-payment-plan#comment-765 Hi, I used "Credit Solution" to settle my debt and recover from bankruptcy .They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here: Hi,
I used “Credit Solution” to settle my debt and recover from bankruptcy .They managed to reduce my debt up to 58%.It’s legitimate.I came across this company on NBC News Special Edition.Check it out here:

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