Patience-Redhorse asked:


we have a truck payment of approximately $700 a month and my husband is soon going to lose his job.We have tried refinancing but everybody turns us down. I know if the car gets repossed we will have to pay the remaining balance after it goes to auction

dirttrackwife asked:


I lost my job and the house I was living in was sold. My dad lives in Florida and is not well. I filed Chapter 13 last year and I need to know how this will effect it if I move.

ami asked:


Ok, here’s the situation. We ended up defaulting on our mortgage in September. We were scheduled for a foreclosure sale on December 14th. We filed chapter 13 on December 1st. We had EVERY intention on paying this bankruptcy and making things clear. BUT…I lost my job last month and now our chapter 13 is being dismissed. We will refile next month. The problem is, we obviously cannot afford our house now. My lawyer has recommended that we let the house go in foreclosure. So this is my question: Will this show up as TWO foreclosures and a bankruptcy? If I get our lender to agree to “deed in lieu”, will THAT show up as a foreclosure?

I realize that these are both big stink bombs in our credit life. However, we are good people and have learned from our mistakes. I know it is going to take time to repair.