supachick31554 asked:


some of my creditors are still calling, are they supposed to send them a letter or anything? when i filed my attorney said that in 30 days the bankruptcy pmts would start coming out of my check. does this make my bankruptcy official and can they still harass me? i also have not went to court yet. can the courts throw my case out? what would make them do that? how long does it take? i do have an attorney. so when i go to court and the creditors disagree with payment plan, can they dismiss my case and then i will be even further behind on my debts? i’m confused. my attorney led me to believe that there is nothing to worry about and my payments start on dec 15. one of my creditors called me and i told her what i did and she said that she would be contacting her lawyer and hung up. should i be worried?
also i was wondering if the loan company could take my collateral. such as my car, which is paid for, but i put it up when getting a small loan. it is 8 years old and has like 190000 miles so its not worth much.