fredes asked:


I have called the loss and mitigation department and they wont talk to me for two reasons, one because I am in chapter 13 bankruptcy, and two because I am not late on any payments. I got a letter from my attorney that tells the mortgage co that its okay to talk to me about the loan modification, but they still wont take to me. And my home loan is not included in my chapter 13 payments, can I ask my attorney to ammend my chapter 13 plan to include my home loan, but I would like to modify my loan first.