Posted by: admin in how to file chapter 13 on
Nikki J asked:
I filed chapter 13 bankruptcy in 2003. It was ultimately dismissed, because I moved and didn’t keep up with the payments. I was only trying to keep a vehicle and consolidate 1 credit card. So, I decided to just give up the card and pay off the card. Anyway, I would like to file chapter 13 again now, because I have fallen behind on my mortgage. I am able to make the payments, but am having trouble catching up. Is it possible to file ch13 if the last time I filed was less than 7 years ago and wasn’t actually discharged?
I filed chapter 13 bankruptcy in 2003. It was ultimately dismissed, because I moved and didn’t keep up with the payments. I was only trying to keep a vehicle and consolidate 1 credit card. So, I decided to just give up the card and pay off the card. Anyway, I would like to file chapter 13 again now, because I have fallen behind on my mortgage. I am able to make the payments, but am having trouble catching up. Is it possible to file ch13 if the last time I filed was less than 7 years ago and wasn’t actually discharged?
Thanks!