Michael F asked:


My Ex and I filed bankruptcy in 2002. I paid the first payment on Dec. 3, 2003. There were 2 vehicles involved. On Oct. 4, 2004, we both signed an agreement saying that she would pay $125 every other week. The bankruptcy was supposed to be paid at $440 per month. I had the truck which I acquired before we got together. She got the car. The $440 per month was paid to where 75% of the amount was going to her car and the other 25% was going to my truck.

In December 2005, I realized that I had a 4 year old truck that I was paying $440 per month at and she was paying nothing and getting a free car per our “divorce”. The attorney would not include the agreement we made outside in the Divorce because it was a bankruptcy.

So- I let them Repossess my truck and they came and took her car. (She wasn’t too happy).

At $250/ month from October 2004 through December 2005- She “owes me” $3,750.

I want to take her to small claims for this amount. Is this claim legit in your opinion? I don’t want to waste my time. What about interest?

(Honestly, I would normally let this go, but in 2008, I have spent $6,000 in attorney fees, forgiven $3,000 in medical costs for my Son for her to simply sign over her rights. I can’t go buy a truck so that I can go to work because my credit is shot to hell with a bankruptcy, and 2 repossed vehicles on it. This money would help me put a nice down payment on another vehicle.)

Oh also, in October 2006 she signed a paper admitting that she did owe atleast $2,100 for bankruptcy. (This was when she brought the car over to get repoed) I also have a copy of the one and only payment/ check that she paid me in 2005 for $50 stating in the memo that it was for the bankruptcy payment.
The claim for the bankruptcy was for a total of $25,407. I paid $11,010.33 total. She paid $50.

thanks in advance for any and all help offered
Texas. I think its $10,000.

She and I both signed an agreement that she would pay $125 every 2 weeks.

It is not notarized though. But she also acknowledged that she owed by paying $50 one time and signing in 2006 stating that she did owe atleast $2,600 something, but it was not notarized either.

feeling ripped off asked:


Our (chapter 13 bankruptcy) attorney failed to subimit documents to the court. He directly lied to us and told us that he did. We’re in the last year of bankruptcy and in need of purchasing a car. He told us almost 3 weeks ago that he submitted the papers to the court and then admitted to my husband today that he didn’t. What recourse do we have? Thanks in advance…
Our (chapter 13 bankruptcy) attorney failed to subimit documents to the court. He directly lied to us and told us that he did. We’re in the last year of bankruptcy and in need of purchasing a car. He told us almost 3 weeks ago that he submitted the papers to the court and then admitted to my husband today that he didn’t. What recourse do we have?

And just for everyone’s edification… it was not because we had out of control debt. It was because we had a child that was born with extensive medical needs far and beyond our insurance and the fact that I needed to stop working for 3 years. It was all medical debt.
Thanks in advance…

Daigsmommy asked:


My husband and I are about $50,000 in debt we own our home and we were denied for a second on our home to pay off the debt that we have so our only other option that we have is to file a chapter 13 bankruptcy. So my question is I am looking for more information on a chapter 13 bankruptcy. I want advice from people that own their own home or those that have filed a chapter 13. How hard is it to recover from a chapter 13 after you have filed and everything. I just need some advice and maybe if anyone else has any ideas on what my husband and I can to with our debt problem that we have. Thanks in advance.