What is so difficult about the Chapter 13 process?

Posted by: admin in chapter 13 bankruptcy laws on September 14th, 2009
chapter 13 bankruptcy laws
river85715 asked:

I attended my 341 meeting this morning and trustee strongly recommended that I speak with an attorney because, at this point, she would file a motion to have my bankruptcy dismissed. The trustee said that the process is extremely difficult and she has never seen anyone successfully complete a ch 13 on their own. I’d like someone with knowledge or experience in ch 13 bankruptcy to give me details on what makes ch 13 so difficult. I spent hours researching the laws and studying so that I could do this. It doesn’t seem that difficult to me, but the trustee says my chances are almost zero. Please explain this to me. Thanks.

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2 Responses to “What is so difficult about the Chapter 13 process?”

  1. golferwhoworks says:
    September 17, 2009 at 12:25 am

    most people who file on their own never pay as agreed to the trustees office. They just don’t. They want you to pay an atty to make sure you are serious in the action that You are under taking. They just do not believe that you will pay

  2. say what??? says:
    September 19, 2009 at 9:12 am

    I have heard from people, that they recommend you get an attorney because THEY WANT THE MONEY, as you are aware. Plus the attorney gets the money…it is kinda like you scratch my back and I will scratch yours.. You know it is all about money, honey! If I were you I would go to the library and ask the librarian for a book on “filing ch. 13 bankruptcy”..I think they would be able to help you..Best of luck to you!! Maybe You can file it on your own without having an attorney do it for you which will cost you. I hope I have helped…

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